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When you buy a phone this way, the mobile network is essentially lending you the money to pay for the handset, so part of each monthly fee is your repayment. This fee covers the cost of the handset and your call, text and data plan. These deals usually involve the customer paying an upfront fee, followed by a monthly fee. If you’re in the market for a new phone, then you may be interested in buying a phone on contract. The best one for you will depend on your personal circumstances. Trying to find the cheapest way to talk, text, stream and browse on the go? There are 3 main types of mobile plan to choose from. It was last valued at $2.85 billion in August 2021.Compare What types of mobile phone plan are there? The company, which has raised over $650 million in equity and debt till date, counts Tiger Global, Steadfast Capital, Sequoia Capital, Coatue Management, Ribbit Capital and Beenext among its investors. It has also deployed over 125,000 point-of-sale devices across merchants. According to BharatPe, it is currently serving more than 8 million merchants at more than 150 cities, and processing annualised payments worth over $16 billion. Simultaneously, BharatPe is also helping the small finance bank to build its backend tech infrastructure to connect with its own platform as well as with other loan origination channels, they added. According to the people cited earlier, the focus of the small finance bank at present is to help the stuck depositors of PMC Bank with their deposits. Also, a joint venture between BharatPe and Centrum, Unity Small Finance Bank, had got the licence to launch a small finance bank. In October, last year, a consortium comprising BharatPe’s parent Resilient Innovations and Centrum Financial Services got approval to acquire the business of Punjab & Maharashtra Cooperative Bank and aid its resolution. ET had first reported on April 1 citing BharatPe chairman Rajnish Kumar, that the company was looking to go public in the next 18-24 months. It also laid off several employees who were directly involved with these blocked vendors. Last month, the company made a statement that it served notices to several of its merchants who, it alleged, were involved in incorrect or inflated invoices, and said it established a new vendor procurement policy. Grover himself resigned from the company and its board in March. This led to the ouster of the company’s head of controls, Madhuri Jain, who is also Grover’s wife. At the end of January, BharatPe’s board hired independent auditors A&M and PricewaterhouseCoopers after receiving complaints from an internal whistle-blower on alleged financial malpractices and corporate misgovernance at the firm. It has seen intense investor and media scrutiny after cofounder Ashneer Grover in January sought damages from Kotak Mahindra Bank managing director Uday Kotak, alleging that the lender refused him financing for a personal investment in Nykaa ’s IPO last November. The company has undergone several rounds of audits in the past few months and has been focusing on bringing new measures to its governance practices.
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Meanwhile, it appointed an executive from professional services firm Alvarez & Marsal as interim CFO. BharatPe has been looking for a CFO and said in May that it was in the process to finalise a candidate by the end of the ongoing quarter. Dhar was responsible for managing debt procurement as well as handling relationships with its partners in venture debt, non-banking finance and development finance. During his stint, Sharma was supervising the revenue strategy for its lending and point-of-sale division, BharatPe Swipe. While Sharma has been associated with the company since July 2019, Dhar joined in September 2020. BharatPe did not respond to ET’s queries till press time Wednesday. “It is still not known whether the company will look to replace these individuals or club some of their functions under the incoming chief financial officer,” one of the people said.